Our Blog
Why Hire a General Contractor to Build a Custom Home?
Mortgage rates are still historically low. If you would like to take advantage of such low rates while they are still available, then you may already be planning to build your own custom home. Building a custom home demands a lot of decision-making. One of the most...
Mortgage Rates are Still Historically Low
When you consider the past three years alone, mortgage interest rates have risen dramatically. This is largely because the Federal Reserve pushed mortgage rates below 3% in order to offset the impact of the COVID-19 pandemic in 2020 and 2021. Now that the American...
Building Wealth Through Homeownership
If you never intend to sell it for profit, then your home cannot be an investment in the truest sense of the word. But this does not mean that homeownership isn't an excellent way to build wealth! Since you must spend money on your living arrangements, doing so in a...
The Value of a Local Bank’s Involvement in the Community
“It is not more bigness that should be our goal. We must attempt, rather, to bring people back to the warmth of community, to the worth of individual effort and responsibility, and of individuals working together as a community, to better their lives and their...
Cyber Security Awareness: 7 Tips to Stay Safe Online
According to the FBI, internet crime cost Americans more than $4.2 billion in the year 2020 alone. In other words, cybercriminals pulled off enough successful ransomware attacks, account hijacks, data breaches and other high-tech misdeeds that they could have...
Benefits of IRAs & HSAs
Money is often said to be incapable of buying two things: happiness, and good health. We understand the sentiment behind these claims, but they are not entirely accurate. If someone is paying for their living expenses during their golden years with an Individual...
How to Use a Cash-Out Refinance to Buy an Investment Property or Second Home
Buying an investment property or a second home is a big expense. You do not want to postpone receiving passive income or wintering someplace warm any longer than you have to but saving up the capital to make such a large investment can be a daunting task, to say the...
How Do You Get a Land Loan?
"Buy land, they're not making it anymore." – Mark Twain Maybe you're considering purchasing empty land as an investment – especially if it's located in an area you predict will become more developed in time. Or perhaps you would like a vacant lot because you're the...
What Is a VA Loan?
A VA loan is a type of loan that is guaranteed (but not originated) by the United States Department of Veterans Affairs (VA). It can be used to purchase properties including single-family houses, condominiums, and multi-unit properties such as duplexes. The VA loan...