Home Loans

Home Buying in a Higher Interest Environment

Home Buying in a Higher Interest Environment

“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.” – Franklin D. Roosevelt   Here are the median sales prices for...

Why Hire a General Contractor to Build a Custom Home?

Why Hire a General Contractor to Build a Custom Home?

Mortgage rates are still historically low. If you would like to take advantage of such low rates while they are still available, then you may already be planning to build your own custom home. Building a custom home demands a lot of decision-making. One of the most...

Mortgage Rates are Still Historically Low

Mortgage Rates are Still Historically Low

When you consider the past three years alone, mortgage interest rates have risen dramatically. This is largely because the Federal Reserve pushed mortgage rates below 3% in order to offset the impact of the COVID-19 pandemic in 2020 and 2021. Now that the American...

Building Wealth Through Homeownership

Building Wealth Through Homeownership

If you never intend to sell it for profit, then your home cannot be an investment in the truest sense of the word. But this does not mean that homeownership isn't an excellent way to build wealth! Since you must spend money on your living arrangements, doing so in a...

How Do You Get a Land Loan?

How Do You Get a Land Loan?

"Buy land, they're not making it anymore." – Mark Twain Maybe you're considering purchasing empty land as an investment – especially if it's located in an area you predict will become more developed in time. Or perhaps you would like a vacant lot because you're the...

What Is a VA Loan?

What Is a VA Loan?

A VA loan is a type of loan that is guaranteed (but not originated) by the United States Department of Veterans Affairs (VA). It can be used to purchase properties including single-family houses, condominiums, and multi-unit properties such as duplexes. The VA loan...

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Sherburne State Bank provides a link to this external webpage because it may contain related information of interest to you. This link does not constitute an endorsement by Sherburne State Bank of any information, products or services on this external website.