Employment Opportunities

We are growing and are seeking a Mortgage Loan Officer (MLO) for our Princeton, MN Branch. This individual proactively solicits new residential mortgage business and sells Sherburne State Bank mortgage products to meet established loan quality and production goals.

MLO’s continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A MLO’s network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer’s regular participation in business related development opportunities & community efforts.

The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Sherburne State Bank business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA & TRID requirements.

Key Duties & Responsibilities

• Source and develop loans for all aspects of our market including but not limited to: Secondary Market, HELOC, residential real estate, and new construction.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures.
• Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
• Our people make the difference, and we put relationships first.
• Build and maintain positive relations with business referral sources, customers, potential customers and co-workers.
• Perform as a team member in allocating and coordinating the work flow.
• Contribute to the fulfillment of department and company objectives and goals.
• Meets expectations for attendance and punctuality.
• Comply with all department and company policies, procedures and regulations.
• Perform other related work and duties as assigned.

Knowledge, Skills & Abilities

• Excellent customer service skills, attentiveness, and information retention.
• Ability to interact effectively with employees in order to direct work flow, assess performance and assign duties.
• Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
• Demonstrated relationship-building skills.
• Familiar with banking regulations and responsibilities relating to each including a working knowledge of mortgages, liens and other aspects of the loan collateral perfection.
• Time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
• Competence with computers and computer systems (hardware and software) to enter, access and retrieve financial data.
• Ability to work in a fast-paced environment & under pressure as needed.
• The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank’s exposure to loss or fraud and the ability to think through and rationalize decisions.
• The requirements listed above are representative of the knowledge, skill, and/or ability required.
• Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

Education & Experience

• Bachelor’s degree in Finance, Business, Economics or related field preferred.
• 2-5 years of real estate lending experience.

Job Type:

• Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Work Location:

• One location

Apply Now

Summary:

• Sherburne State Bank is seeking to hire a Mortgage Loan Processor for our Becker location. This individual provides administrative support and technical assistance to Mortgage Loan Officers.

Essential Functions and Responsibilities:

Prepare loan disclosures, including Loan Estimate, Closing Disclosure and related application and closing documents for Conventional, FHA, VA, RD, HELOC and Home Equity Loans.

• Gather and evaluate information relating to the borrower and property, including bank statements, employment records, and property records.
• Order Credit Report, Title Insurance/O&E, Appraisal, Flood Determination, VOE.
• Monitor loan file status and follow up, when necessary, with outside sources, communicate status with Mortgage Officers
• Reconcile Title Company documents with Bank documents.
• Acquire insurance binders and verify sufficient insurance coverage
• Process posting transaction (TES)
• Manage and reconcile payment to vendors
• Manage loan process from Mortgage Officer approval through post-closing functions.
• Primary point of contact during processing for Loan Officers and vendors.
• Assist Mortgage Officers as necessary to achieve successful and accurate loan closing.
• Scan files to Core system (CSI)
• Maintain current knowledge and ensure accuracy and compliance with established policies and regulations
• Backup to Post Loan Closing Assistant
• Perform other duties as assigned

Competencies:

• Attention to Detail, General Math Skills, Written and Verbal Communication, Integrity, Ability to Multitask and Meet Deadlines, Financial Skills, Financial Software knowledge, Thoroughness, Documentation Skills, Strive for Continual Improvement, Ability to Maintain Accuracy and Efficiency.

Education

• High school Diploma or equivalent (Preferred)

Sherburne State Bank was established in 1920 and remains a pillar in our communities. We have offices in the communities of Becker, Princeton and Monticello, MN. We pride ourselves on quality customer service and being an asset to the communities we serve

Job Type:

• Full-time

Pay:

• From $19.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Flexible spending account
• Life insurance
• Paid time off
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift

Experience:

• Minimum two-year relevant work experience (Preferred)

Work Location:

• One location

Apply Now

Summary:

• The Desktop Administrator position is responsible for workstation level operations at all Sherburne State Bank and Sentry Bank locations. This will include, but is not limited to, PC support and first tier support to users for common PC and application issues. The Desktop Administrator will work with the IT Administrator and the IT Officer to help deliver the value of a secure, efficient, and consistent Information Technology to both banks. There may be night and weekend work required with this position dependent on business needs. Ability to work remotely and on-site are also required. We will be looking for an applicant that can provide technical support along with proactive communication to staff and Customers while working in a progressively secure environment. The successful applicant will be able to show a balance of customer service and technical skills, while demonstrating strong communication to employees and vendors.

Workstation Management and Support

• Fulfill day to day employee IT requests. May include:
• Workstation and Laptop hardware/software support
• Troubleshoot user connectivity issues
• Troubleshoot and maintain printers
• Coordinate Move/Add/Change for onboarding or offboarding
• Provide another layer in security training with Employees
• Work with Mitel and Polycom based phone systems
• Help IT Administrator support Fintech Applications
• Coordinate technical support with core provider
• Work with IT Administrator on implementation of new processes for Fintech products
• Prepare Documentation/Training
• assist with life-cycle management of all IT assets
• produce IT process documentation as directed by IT Administrator
• produce “How To’s” to assist employees with common processes
• Maintain IT asset management
• Train employees on telecom applications

Communication Management

• Troubleshoot user Microsoft 365 issues with all applications
• Move/Add/Change for Telecom for both institutions
• Support video and audio requirements for group meetings and expand the use of video applications within both Institutions
• Communicate effectively with staff to set proper expectations and follow through

Server and Network Support

• Windows Server experience
• Basic Active Directory and Group Policy experience
• Familiarity with basic network concepts
• Familiarity with WLANs and supporting them in a corporate environment

Education & Experience

• Minimum of 2+ years relevant technology support experience required
• Able to carry 50 lbs, and have reliable transportation as travel will be required
• Basic proficiency with Windows Server platform
• Active Directory and Exchange experience
• Basic Network Experience preferred

Job Type:

• Full-time

Pay:

• $40,000.00 – $60,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift

Education:

• High school or equivalent (Preferred)

Experience:

• Customer support: 2 years (Preferred)
• Microsoft Windows Server: 1 year (Preferred)

Work Location:

• Multiple locations

Apply Now