We are growing and are seeking a Mortgage Loan Officer (MLO) for our Princeton, MN Branch. This individual proactively solicits new residential mortgage business and sells Sherburne State Bank mortgage products to meet established loan quality and production goals.

MLO’s continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A MLO’s network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer’s regular participation in business related development opportunities & community efforts.

The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Sherburne State Bank business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA & TRID requirements.

Key Duties & Responsibilities

• Source and develop loans for all aspects of our market including but not limited to: Secondary Market, HELOC, residential real estate, and new construction.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures.
• Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
• Our people make the difference, and we put relationships first.
• Build and maintain positive relations with business referral sources, customers, potential customers and co-workers.
• Perform as a team member in allocating and coordinating the work flow.
• Contribute to the fulfillment of department and company objectives and goals.
• Meets expectations for attendance and punctuality.
• Comply with all department and company policies, procedures and regulations.
• Perform other related work and duties as assigned.

Knowledge, Skills & Abilities

• Excellent customer service skills, attentiveness, and information retention.
• Ability to interact effectively with employees in order to direct work flow, assess performance and assign duties.
• Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
• Demonstrated relationship-building skills.
• Familiar with banking regulations and responsibilities relating to each including a working knowledge of mortgages, liens and other aspects of the loan collateral perfection.
• Time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
• Competence with computers and computer systems (hardware and software) to enter, access and retrieve financial data.
• Ability to work in a fast-paced environment & under pressure as needed.
• The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank’s exposure to loss or fraud and the ability to think through and rationalize decisions.
• The requirements listed above are representative of the knowledge, skill, and/or ability required.
• Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

Education & Experience

• Bachelor’s degree in Finance, Business, Economics or related field preferred.
• 2-5 years of real estate lending experience.

Job Type:

• Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Work Location:

• One location

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Responsibilities of the Teller include:

• Process customer transactions such as deposits, cash withdrawals, coin orders, selling cashier’s checks, accepting loan payments, processing cash advance transactions.
• Provide excellent customer service, in person, via email, and over the phone.
• Respond to customer inquiries regarding bank products including accounts, debit cards, internet banking, and telephone transfers.
• Reconcile cash drawer.
• Assist Retail Manager with reporting, documentation, and tracking of various banking functions.
• Research transaction and account information in core system.
• Additional tasks as assigned by management.

Requirements:

• Excellent customer service skills.
• Desire to work with a team to accomplish department goals and objectives.
• Ability to prioritize, manage multiple projects, and multi-task, while meeting deadlines.
• Strong attention to detail
• Strong oral and written communication skills
• Flexibility. Candidate must be available until 6pm Monday-Friday and until noon on Saturdays (rotating).
• Ensure accuracy and compliance with established policies and regulations.
• Teller experience preferred but not necessary.
• Willingness to travel to additional branch locations in Princeton and Monticello, if needed.

Sherburne State Bank was established in 1920 and remains a pillar in our communities. We have offices in the communities of Becker, Princeton, and Monticello, MN. We pride ourselves on quality customer service and being an asset to the communities we serve.

Sherburne State Bank is an Equal Opportunity Employer

Job Type: Part-time

Pay: $12.00 – $14.00 per hour

Schedule:

• Day shift
• Monday to Friday
• Weekends

Work authorization:

• United States (Required)

Work Location:

• One location
• Multiple locations

Work Remotely:

• No

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Sherburne State Bank is looking to add a Treasury Management Specialist to our Monticello branch. The Treasury Management Specialist is responsible for performing operational support duties of the Treasury Management functions, which includes Internet Banking, Business BillPay, Remote Deposit Capture, ACH, Positive Pay, and Wire Transfers.

• Provides a full range of professional, technical and general support to customers and bank personnel; resolves problems within given authority.
• Provides training to Customers and Bank personnel on the features and benefits of treasury management products and services.
• Performs a variety of routine daily tasks; reviews reports, prepares correspondence; participates in special department projects.
• Responsible for implementing and onboarding new customers, including proper training and support.

Requirements:

• Maintain a high level of professionalism while working under pressure
• Strong oral and written communication skills
• 2 years’ experience in Treasury Management, finance, or bank operations
• Associates Degree in Business, Accounting, or Finance

$$ Salary Dependent on Experience and Qualifications

Sherburne State Bank was established in 1920 and remains a pillar in our communities. We pride ourselves on quality customer service and being an asset to the communities we serve. Sherburne State Bank has offices in the communities of Becker, Princeton and Monticello, MN.

Equal Opportunity Employer

Job Type: Full Time

Pay: From $18.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Retirement plan
• Tuition reimbursement
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 Hour Shift

Education:

• Associate (Preferred)

Experience:

• Banking: 2 years (Preferred)
• Customer support: 1 year (Preferred)

Work Location:

• One location

Company’s website:

• www.sherburnestatebank.com

Company’s Facebook page:

• https://www.facebook.com/SherburneStateBank

Work Remotely:

• No

COVID-19 Precaution(s):

• Personal protective equipment provided or required
• Plastic shield at work stations
• Sanitizing, disinfecting, or cleaning procedures in place

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