Minnesota’s Mortgage Lender

From Conventional Loans to FHA Loans to VA Loans, our Mortgage Specialists in Minnesota are sure to find the perfect mortgage solution for your specific needs.

Your Local Mortgage Lender





 No Down Payment required
 100% financing
 Credit scores down to 640
 No reserve requirements

 Competitive rates
 Up to 6% seller paid costs
 Some fees may apply but will be disclosed at time of application
 Plus more…

If you are interested in determining whether you qualify for a home mortgage, contact Sherburne State Bank to schedule your appointment today!

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FHA Mortgage

The FHA loan program is offered to applicants who are looking to purchase or refinance a primary residence but do not meet the conventional loan to value percentages. Cash out refinances are available to qualifying applicants. There are no reserve requirements for an FHA purchase mortgage, but reserves would be used as a compensating factor for underwriting purposes. 100% Gift funds are allowed for down payment and/or closing costs. There are other advantages to this program, but to determine if this program is the most worthwhile for you, visit with one of our Mortgage Specialists.

Mortgage Lender Minnesota

VA Loans

The Veterans Administration Loan is a product that requires the applicant to have a VA Certificate of Eligibility. Borrowers who are eligible can take advantage of the 100% financing with no down payment money along with reduced fees. All applicants must qualify per the VA credit guidelines. Contact a mortgage lender with Sherburne State Bank for additional details on VA loans.

Fill out a Real Estate Application and contact one of our Mortgage Specialists today.

Tanya Danielson, Mortgage Loans
Tanya Danielson

Senior Vice President

Tanya Danielson has been with Sherburne State Bank since 1989, after working in all the areas of the bank she has found her true passion in mortgage lending. Above all, Tanya is not just here to get you into your new or next home or vehicle; our team at Sherburne State Bank is here for you for all of your banking needs and prides itself on establishing long term relationships.

NMLS # 509843

Mortgage Lender in Minnesota
Michelle Anderson

Mortgage Loan Officer

Michelle Anderson has been serving the Monticello and surrounding communities since 1994. She has served in all areas of banking over the years, but realized her true passion of all types of lending and building lifelong relationships with her customers. Michelle and the team at Sherburne State Bank are here for all of your needs.

NMLS #739964

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